| Sl# |
Categories of Lending |
Mid rate (% p.a) w.e.f 08.01.2012 |
Maximun rate (% p.a) w.e.f. 08.01.2012 |
| 1. |
Agriculture |
|
13.00 |
| 2. |
Term Loan to Large & Medium Scale Industry |
15.50 |
|
| 3. |
Term Loan to Small Enterprise |
16.00 |
|
| 4. |
Working Capital on Industrial Sector |
|
|
| a. |
Working Capital to Large & Medium Scale Industry |
16.00 |
|
| b. |
Working Capital to Small Enterprise |
16.00 |
|
| 5. |
Exports |
|
7.00 |
| 6. |
Commercial Lending |
|
|
a. Import Financing.
(Rice, Wheat, edible Oil Pulses, Chick- peas, Onion, Dates and Sugar) |
16.00 |
|
| b. Import Finance (others) |
16.00 |
|
| c. Other Commercial Lending |
16.00 |
|
| 7. |
House Building Loan (Export Retail) |
16.00 |
|
| 8. |
Consumer/ Retail Credit |
16.50 |
|
| 9. |
Credit Card |
|
2.50% per month |
| 10. |
Non Banking Financial Institution |
16.00 |
|
| 11. |
Others (Loans & Advances other than the above sectors as given below) |
|
|
| a. Loans against FDRs issued by our Branches |
- |
3.00% above of the relevent FDR’s rate |
| b. Loans Agianst DPS/MSS/Liability Products issued by our Branches |
15.50 |
|
| c. Loans/Advances agianst ICB units/ WEDBs/FDrs and other term deposit Receipts issued by other Banks |
15.50 |
|
| d. Transport Loan |
16.00 |
|
| e. LBPD/FBPD |
16.00 |
|
| f. Force Loan (OAP/ Converted Term Loan/Converted Time Loan) |
16.50 |
|
